Filing a business property insurance claim can be a complex and daunting process. Ensuring that your claim is handled efficiently and effectively is crucial to minimizing disruption and financial loss to your business. This guide will provide a clear, step-by-step approach to navigating business property insurance claims. Understanding Your Policy Navigating the intricacies of business … Read more
In the vibrant city of San Diego, owning property is a significant achievement and a considerable responsibility. We at Old Harbor Insurance understand the importance of both and are committed to helping you navigate the complex world of real estate in San Diago with ease and confidence. With its sunny beaches, bustling city life, and … Read more
Short-term vacation rental home insurance is excellent for homeowners renting their properties on platforms like Airbnb and VRBO. It’s crucial for addressing unique rental risks, such as renter-caused property damage and liability claims. As the sharing economy expands, securing appropriate insurance is vital for these homeowners to protect their investments. This specialized insurance covers scenarios … Read more
What is equipment breakdown coverage? As the name suggests, it’s a specialized policy to shield businesses from unexpected and potentially catastrophic costs of repairing or replacing damaged equipment. In the rapidly advancing technological age, businesses rely heavily on equipment to run daily operations, which calls for a business insurance strategy upgrade. This coverage type often … Read more
On August 26, 2016, California’s Governor Brown signed Assembly Bill 2883 into law. The new law alters current Labor Code sections 3351 and 3352 by changing both the definition of an ’employee’ and the eligibility criteria allowing the exclusion of workers’ comp coverage. As of January 1, many companies that were previously able to exclude certain officers, directors, and … Read more
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