OLD HARBOR

Mergers

Proven. Principled. People-First.

considering passing the torch? we'd love to carry on your legacy

We’re real agents who understand and care about this business, not venture capitalists chasing numbers. As a family-owned agency, we take pride in preserving the relationships and legacy you’ve built.

Old Harbor is actively acquiring independent insurance agencies and books of business—and doing it with integrity, speed, and lasting results. In the last two quarters alone, we've completed two successful acquisitions, preserving seller legacies while focusing on quick, easy closings and strong customer retention.

Flexible deal structures, we’ll structure the sale around what matters to you.

recent acquisitions: at a glance

Acquisition #1

Size: Sub-$500K annual revenue

PIF: 575

Valuation: 8.14x Seller Discretionary Earnings

TIMELINE

First contact: 10/4/2024

Signed LOI: 3/31/2025

Close: 5/30/2025

Acquisition #2

Size: Sub-$500K annual revenue

PIF: 1,826

Valuation: 3.10x Net Income

Note: This acquisition included the onboarding of multiple terminated books.

TIMELINE

First contact: 3/17/2025

Signed LOI: 3/22/2025

Signed Purchase Agreement: 4/2/2025

Close: 4/30/2025

Aqquisition

These two acquisitions involved the transition of business of the following carriers/MGAs, including appointment by several: American Collectors Insurance, American Modern Insurance Group, American Team Managers (ATM), AMWINS Group, Bamboo Insurance, Blue Shield of California, California FAIR Plan, CaliforniaChoice (CalChoice), CRC Group, Delos Insurance, Foremost Insurance Group, Grundy Insurance, Heacock Classic, J.C. Taylor, J.E. Brown & Co., Kemper/Infinity Insurance, Mercury Insurance Group, Monarch E&S Insurance Services, Nationwide Insurance, Orion180, Progressive Casualty Insurance Company, Ryan Specialty Group, Smart Choice, Stillwater Insurance Group, XPT Partners, Hartford Insurance, CNA Surety and Insurance.

why sellers choose old harbor

Speed

We know what we want and how to help you get what you want, soon.

legacy first

We preserve your name, reputation, and relationships whenever possible.

flexible deal

flexible deal structures

Whether you want a lump sum or annuity-type payout, we’ll work with you.

white-glove transition

Our team supports every phase—from due diligence through staff onboarding and client communication.

seller feedback

I would not hesitate to render Old Harbor a full and positive endorsement. Our clients will be in very good hands, and they will continue to receive the same personalized treatment they've come to expect from our agency throughout the years. On top of that, they'll now have the added benefit of being with an agency that has more markets to more competitively place their insurance and keep pace with their ever-increasing needs. For any clients who call me personally. I will deliver this message without hesitation.

Former Agency Owner, California

Old Harbor handled our deal with clarity, honesty. and real care. They kept what made our agency special and took the reins with confidence. It was smooth from start to finish. I was nervous about selling, but their team made it feel like a partnership.

Former Agency Owner, P&C Line

our 5-step acquisition process

number

initial conversation

Confidential call to learn about your goals.

number

valuation & offer

Transparent, data-driven pricing.

number

due diligence

Fast, respectful, no time-wasting.

number

transition planning

Customized to your team, clients, and timeline.

number

close & onboarding

Seamless, supportive handoff.

committed employees, lasting success

At Old Harbor, our team genuinely loves their work,and it shows. With an average tenure of 5 years, minimal turnover, and relationships spanning decades, we’ve built a stable, collaborative culture that’s key to our enduring success.

Let’s Talk Confidentially

Let’s Talk Confidentially

looking to sell your agnecy or offload a book?

Let’s have a conversation—no pressure, no obligation.