Old Harbor Insurance Services
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OLD HARBOR INSURANCE

Vacant Unoccupied Property Insurance

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Is your vacant home or commercial property being rehabilitated, rebuilt, or unoccupied?

Getting unoccupied property insurance is tough to begin with and lots of companies are only providing limited coverage. We offer:

Comprehensive Coverage (Water, Damage, Theft for Replacement Costs) vs. Broken-Down Coverage (Fire Only, Limited Pay-Out which is only actual cash value).

About Our Company

Old Harbor Insurance Services is located in Temecula, CA and Eagle, ID and has served over 5,000 clients.

Old Harbor Insurance is a group of individuals working together to serve the needs of our valued clients. We have worked with clients across nine different states and have insured over 2,500 properties including single portfolios in excess of over 500 homes.

Our mission is to become a premier independent agency serving California and the surrounding regions.

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Frequently Asked Questions

Let Us Answer Some of Your Questions...

Old Harbor Insurance Services offers a single policy that can handle portfolios across the entire United States. We provide a single point of contact and are able to manage policies across multiple borders for your convenience.

Right now, you may be managing seven (7) properties, seven (7) policies, and paying seven (7) bills a year. We can give you ONE (1) policy and ONE (1) bill for the entire year. 

We will handle consolidation of existing policies for portfolios consisting of residential multi-family, commercial multi-family, commercial office, commercial industrial, commercial multi-family, and commercial mixed use.

If you have three (3) separate entities, that is absolutely no problem for Old Harbor Insurance Services.
We offer no brush requirements, no age limitations, and the ability to include tenant legal liability for as little as $8 per month.
We offer Fix and Flip policies for residential and commercial investors, two-year policy options, billion dollar property limits, co-insurance, vacancy clauses, unlimited aggregate liability limit, and also have coverage available for fiduciaries.

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We are the Insurance Legends

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