Old Harbor Insurance Services

How To Shop For Homeowners Insurance: Key Things To Consider

How To Shop For Homeowners Insurance: Key Things To Consider

Buying a home is a thrilling milestone, and getting homeowners insurance along with the property is prudent if nothing else. Protection against natural elements, unforeseen natural disasters, or simple theft won’t go amiss. But how can you reliably know if the policy is right for you?  The common pitfall for all coverage-seekers is that homeowners … Read more

Property And Casualty Insurance Basics: Exploring Your Coverage Options

Property And Casualty Insurance Basics: Exploring Your Coverage Options

Property and casualty (P&C) insurance provides financial protection against losses or damages to your property or liabilities to others. It covers tangible assets like homes and cars under property insurance, while casualty insurance covers liabilities for damages or harm caused to others. In a world of uncertainties, P&C insurance acts as a safety net, offering … Read more

In What Circumstance Would A Property Insurance Claim Be Rejected? Exploring The California Scenario

In What Circumstance Would A Property Insurance Claim Be Rejected? Exploring The California Scenario

A property insurance claim is a formal request made to an insurance company for coverage or compensation for a policy event or loss. This claim can come in several forms, such as theft, fire, or damage from natural disasters like earthquakes, floods, or excessive winds. Filing a successful claim is as important as understanding all … Read more

Can An Insurance Company Cancel Your Homeowners Policy in CA?

Can An Insurance Company Cancel Your Homeowners Policy in CA?

Homeowners insurance is more than a document; it safeguards your home against unforeseen adversities like theft, fire, or natural disasters. However, there are circumstances where your insurance provider might opt for homeowners insurance cancellation—a scenario every homeowner should be familiar with. Various reasons can lead to the severing of this insurance protection, ranging from a … Read more

What to do if your California Home Insurance is Canceled or Non-Renewed

The insurance environment in California is rapidly deteriorating, and many homeowners are facing the difficult situation of having their home insurance cancelled or non-renewed. We want to help and are providing these steps to help make the process of searching for new insurance as smooth as possible. This information will be helpful regardless of whether … Read more

Kemper Exits Preferred Home and Auto Insurance in California

The Kemper Corporation “Kemper” is exiting their preferred home and auto insurance, and will take immediate action to non-renew and cancel all policies as allowed by state regulations. The company had been reviewing all options for corrective action since November 2022. And earlier this year, Kemper announced a $45.5 million after-tax goodwill impairment charge related … Read more

The Hidden Benefits of Homeowners Liability Insurance Coverage

OLD HARBOR INSURANCE

Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard … Read more

Home Insurance Policies Made Simple: How New Homeowners Can Protect Their Home

Audits & Payments

So, you have just moved into your beautiful new Idaho home. But how do you ensure that your home is protected from uncertainties? Get a homeowners insurance policy. With this policy, you are more protected than you can imagine, with coverage for damage and loss caused by a covered peril. In addition, it also covers … Read more