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Home Insurance Claim Adjuster Secret Tactics: Sharing Old Habor Insights

home insurance claim adjuster secret tactics (2)

Did you know that nearly 10% of home insurance claims are denied due to technicalities? Navigating the claims process can be daunting, but being informed about adjuster tactics is crucial. At Old Harbor Insurance, we pride ourselves on offering premier personal insurance coverage tailored to your needs. Our goal is to help you understand the … Read more

Mixed-Use Property Insurance: What Is It And Do You Need It?

mixed use property insurance

Owning a mixed-use property, where commercial and residential spaces coexist, can be both lucrative and challenging. However, with the diverse activities and increased foot traffic, these properties are exposed to unique risks. This makes having the right insurance coverage not just important but essential. At Old Harbor Insurance, we specialize in providing comprehensive mixed-use property … Read more

Does Home Insurance Cover Tornadoes?

does home insurance cover tornadoes (1)

Tornadoes strike with little warning, transforming landscapes and lives in moments. For homeowners, especially those in tornado-prone areas, the question isn’t just about survival; it’s about recovery. At Old Harbor Insurance, we understand the weight of this reality. That’s why we are dedicated to helping you navigate the complexities of homeowners insurance. Does your policy … Read more

What Happens If You Don’t Use Insurance Money For Home Repairs?

what happens if you don't use insurance money for repairs on home

Imagine this: a storm hits, your roof is damaged, and you’ve received an insurance payout to cover the repairs. But what if you don’t use that money for the intended repairs? At Old Harbor Insurance, we understand that homeowners insurance is a vital safeguard, protecting one of your most significant investments—your home. Using insurance payouts … Read more

Does Home Insurance Cover Electrical Problems?

does home insurance cover electrical problems

Imagine coming home to find your appliances fried by a sudden power surge or flickering lights indicating a deeper electrical issue. Home insurance is your safety net, protecting you from unexpected damages and ensuring your peace of mind. Electrical problems in homes are not just inconvenient; they can be dangerous and costly if not addressed … Read more

10 Essential Home Insurance Claim Tips To Follow

Home Insurance Claim Tips_

Filing a home insurance claim correctly is crucial for protecting your financial investment and ensuring a smooth recovery process after a loss. Mistakes in the claims process can lead to delays, denials, or reduced payouts, making it essential to be well-prepared and informed. At Old Harbor Insurance, we are dedicated to guiding you through every … Read more

The Ultimate Home Insurance Guide For First-Time Buyers

home insurance for the first time buyers

Buying your first home is a landmark achievement—don’t let it become a liability. Home insurance for first-time buyers isn’t just a safety net; it’s a cornerstone of responsible homeownership, shielding you and your investments from the unpredictable. At Old Harbor Insurance, we understand the weight of this decision. That’s why we are committed to guiding … Read more

6 Important Renters Insurance Benefits

Renters insurance benefits

Renters insurance is a crucial safeguard for anyone renting a home or apartment. It provides essential coverage for your personal belongings, protecting against theft, fire, and other unexpected disasters. Additionally, it offers liability protection if someone gets injured in your rental unit and covers additional living expenses if you are temporarily displaced. As a tenant, … Read more

10 Landlord Insurance Tips You Should Consider

Landlord Insurance Tips

Protecting your investment as a landlord is crucial. Imagine a tenant slipping on a loose step and suing you or a fire damaging your rental property and leaving you without rental income. These scenarios underscore the importance of having comprehensive landlord insurance. At Old Harbor Insurance, we understand the unique risks landlords face and offer … Read more

Can A Landlord Require Renters Insurance?

can a landlord require renters insurance

Imagine arriving home to find your apartment flooded, your belongings damaged, and facing the possibility of costly legal claims due to an injury that occurred on your property. It’s a nightmare scenario, but one that renters insurance can shield you from. For tenants, this coverage isn’t just about protecting possessions; it’s about ensuring peace of … Read more