Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard … Read more
So, you have just moved into your beautiful new Idaho home. But how do you ensure that your home is protected from uncertainties? Get a homeowners insurance policy. With this policy, you are more protected than you can imagine, with coverage for damage and loss caused by a covered peril. In addition, it also covers … Read more
Do you feel caught between whether to place your new home on home warranty or home insurance? Despite the rising cost of home insurance premiums in the United States, Idaho remains one of the cheapest States for home insurance. According to the Insurance Information Institute (III), an Idaho homeowner pays an average annual home insurance premium … Read more
What do you do when an unfortunate event occurs, such as a violent thunderstorm damaging your house or a burglar breaking into your home? Data from the Insurance Information Institute (I.I.I.) shows that fire/lightning has the highest claims severity in the U.S., causing homeowners an average claim of $79,765, while medical payment comes last with an average … Read more
Have you just recently bought a new home? Don’t get caught up in the excitement of closing payments and forget to protect your home by getting homeowners insurance. According to ISO, in 2018, 5.7% of insured homes had a claim, with 98.1% of the claims being for property damage, including theft. Hence, what should come to … Read more
Are the high homeowners insurance rates in your state preventing you from owning a house? Then perhaps it’s time you moved to Idaho – the Gem State. Why? Well, according to the latest stats, Idaho has one of the lowest homeowners insurance rates in the country. While the national average cost of homeowners insurance stands at $1,211 annually, homeowners insurance … Read more
Are you unsure whether to move to Idaho or remain in your hometown? Do you feel you are better off staying in your current location than buying a home in Idaho and starting a new life? Well, from the low cost of living to the scrumptious potato recipes, Idaho has plenty to offer both residents … Read more
Do you feel like your chance to live the American dream is fast waning? Remember when you were a kid growing up in California? You had these big dreams for yourself. You probably wanted your own mansion, a few cars, and to enjoy a life filled with luxury while raising your family. Now that you’re … Read more
Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard home … Read more
Have you ever asked yourself what would happen if you lost your valuable camera before a trip or your precious engagement ring before your wedding? Sounds unimaginable, but it does happen… People lose their most precious and valuable items all the time. Apart from sentimental value, these items are often expensive too. You might not be … Read more