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The Major Differences between a Home Warranty and Home Insurance

Do you feel caught between whether to place your new home on home warranty or home insurance? Despite the rising cost of home insurance premiums in the United States, Idaho remains one of the cheapest States for home insurance. According to the Insurance Information Institute (III), an Idaho homeowner pays an average annual home insurance premium … Read more

9 Crucial Steps to Filing a Homeowners Insurance Claim

Why Your Insurance Company Should Know You Are Renting Your Home

What do you do when an unfortunate event occurs, such as a violent thunderstorm damaging your house or a burglar breaking into your home? Data from the Insurance Information Institute (I.I.I.) shows that fire/lightning has the highest claims severity in the U.S., causing homeowners an average claim of $79,765, while medical payment comes last with an average … Read more

Homeowners Insurance for Beginners: The A to Z Guide

Homeowners Insurance for Beginners: The A to Z Guide

Have you just recently bought a new home? Don’t get caught up in the excitement of closing payments and forget to protect your home by getting homeowners insurance. According to ISO, in 2018, 5.7% of insured homes had a claim, with 98.1% of the claims being for property damage, including theft. Hence, what should come to … Read more

Ten Must-Known Facts You Need to Read Before Moving To Idaho

Audits & Payments

Are the high homeowners insurance rates in your state preventing you from owning a house? Then perhaps it’s time you moved to Idaho – the Gem State. Why? Well, according to the latest stats, Idaho has one of the lowest homeowners insurance rates in the country. While the national average cost of homeowners insurance stands at $1,211 annually, homeowners insurance … Read more

13 Things to Know Before Moving to Idaho

13 Things to Know Before Moving to Idaho

Are you unsure whether to move to Idaho or remain in your hometown? Do you feel you are better off staying in your current location than buying a home in Idaho and starting a new life? Well, from the low cost of living to the scrumptious potato recipes, Idaho has plenty to offer both residents … Read more

Separating the Facts From Fiction About Moving from California to Idaho

Home Insurance Policies Made Simple: How New Homeowners Can Protect Their Home

Do you feel like your chance to live the American dream is fast waning? Remember when you were a kid growing up in California? You had these big dreams for yourself. You probably wanted your own mansion, a few cars, and to enjoy a life filled with luxury while raising your family. Now that you’re … Read more

The Hidden Benefits of Homeowners Liability Insurance Coverage

The Hidden Benefits of Homeowners Liability Insurance Coverage

Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard home … Read more

Everything You Need to Know About Scheduled and Unscheduled Personal Property Coverage

Everything You Need to Know About Scheduled and Unscheduled Personal Property Coverage

Have you ever asked yourself what would happen if you lost your valuable camera before a trip or your precious engagement ring before your wedding? Sounds unimaginable, but it does happen… People lose their most precious and valuable items all the time. Apart from sentimental value, these items are often expensive too. You might not be … Read more

A Beginner’s Guide to Homeowners Insurance and Water Damage Coverage

A Beginner’s Guide to Homeowners Insurance and Water Damage Coverage

Are you sick and tired of dealing with damage caused by leaking roofs and broken pipes every time there’s a storm? Then it’s high time you filed a claim against your homeowner’s insurance policy. In case you didn’t know, homeowners insurance actually provides coverage for water damage! In fact, the Insurance Information Institute states that water damage was … Read more

The Basics of Homeowners Insurance for New Homeowners

The Basics of Homeowners Insurance for New Homeowners

Have you just recently bought a new home? Don’t get caught up in the excitement of closing payments and forget to protect your home by getting homeowners insurance. According to ISO in 2018, 5.7% of insured homes had a claim, with 98.1% of the claims being for property damage, including theft. Hence, what should come to … Read more