Our Blog
The Dock
Old Harbor Insurance Blog
Old Harbor Insurance blog covers a verity of topics and give you all you need to
know about the types of insurance coverage we offer our amazing clients

What is the California FAIR Plan?
History First, let’s dispel the common belief that the California FAIR Plan (CFP) is a government agency – it

Umbrella Insurance 101: Everything You Need to Know
Why Do I Need Umbrella Insurance? Most people would be surprised if they did a close review of the

Insurance Commissioner Orders Changes to California’s FAIR Plan
California’s Commissioner, Ricardo Lara, issued two very important press releases at the end of last year. The releases contained

Things to Consider for Fire Insurance in California’s High Fire Danger Areas
Last month’s fires (October 2019) throughout California marked the fourth consecutive year of catastrophic losses in the state. Annual wildfires are

A Review of Firescaping by Douglas Kent: Important Fire Safety Tips for Mountain Homeowners
Earlier this month, the Second Edition of Firescaping by Douglas Kent was released. The book is a comprehensive and clearly written

How to Create Defensible Space and Reduce Wildfire Risk Around Your Home for Insurance Purposes
If you live in an area that is susceptible to wildfires, then you already know the damage these fires

Why Your Insurance Company Should Know You Are Renting Your Home
Given the huge transformation the world is going through, the home sharing and property rental businesses have really taken

Ultimate Guide to Short Term Vacation Rental Insurance Policies for Airbnb and VRBO Homeowners
Do you own an amazing vacation house on Lake Tahoe, or a desert oasis home in Palm Springs? What

Berkshire Hathaway Enters California Home Insurance Market
The last three years have been devastating to California home insurers. We’ve previously written about how this might impact home