Christian Richter 
Landlord insurance is a crucial safeguard for those renting out their properties, providing a combination of property and liability coverage to protect against unexpected events. At Old Harbor Insurance, we specialize in tailoring these policies to meet the unique needs of each landlord, ensuring comprehensive protection. Our expertise spans over ten different personal insurance lines, … Read more
Understanding the differences between landlord insurance and homeowners insurance is crucial, especially when it comes to costs. These two types of insurance serve distinct purposes, and selecting the wrong one can lead to inadequate coverage and unexpected expenses. In this guide, we’ll break down the cost differences and considerations to help you choose wisely. At … Read more
When it comes to securing your home, knowing the right home insurance tips is crucial, especially for specific needs like home insurance for unoccupied property. At Old Harbor, an independent insurance agent in California, we’re dedicated to guiding you toward the best protection for your home. We understand that your home is more than just … Read more
When it comes to protecting your investment, home insurance for unoccupied property is crucial. Unoccupied property insurance is designed for homes that are temporarily vacant, ensuring that you’re covered against potential risks like theft, vandalism, or weather-related damage. Whether you’re away for an extended vacation, renovating, or in between tenants, this insurance gives you peace … Read more
When it comes to protecting your home, understanding your home insurance inspection checklist is crucial. These inspections play a vital role in assessing the condition of your property and ensuring that your insurance coverage aligns with your needs. As an independent insurance agent in California, Old Harbor is committed to guiding you through this process. … Read more
When you invest in a home, ensuring its protection becomes a top priority. That’s where home insurance inspections come into play. These inspections are crucial in determining the condition of your home and identifying any potential risks that could affect your insurance coverage. By thoroughly examining both the interior and exterior of your property, inspectors … Read more
On Wednesday March 20th, State Farm Insurance announced they will cancel 30,000 homeowners insurance policies in California beginning on July 3, 2024. In addition, it will also end its apartment insurance program in the state, terminating the 42,000 apartment insurance policies currently on its books. State Farm Insurance, based in Chicago, IL, is the largest … Read more
Choosing the right coverage for your rental property in California starts with understanding the average cost of landlord insurance. As a landlord, ensuring your investment is protected against unexpected events is crucial for your financial stability and peace of mind. At Old Harbor, we’re committed to guiding you through the complexities of landlord insurance, ensuring … Read more
Landlord liability insurance is essential for rental property owners. It protects you from many risks that come with renting out your property. At Old Harbor, we’re all about helping landlords in California find the right insurance. We offer personal insurance solutions that fit your needs. With us, getting landlord liability insurance is straightforward. Let us … Read more
When pondering, “Does landlord insurance cover tenant damage?” it’s crucial for you to understand the protections your landlord insurance offers for your rental properties. Such coverage is essential for safeguarding your investment and ensuring the continuity of your rental income in the face of tenant-related damages. At Old Harbor, we’re dedicated to serving your unique … Read more
