Christian Richter 
Property and casualty (P&C) insurance provides financial protection against losses or damages to your property or liabilities to others. It covers tangible assets like homes and cars under property insurance, while casualty insurance covers liabilities for damages or harm caused to others. In a world of uncertainties, P&C insurance acts as a safety net, offering … Read more
A property insurance claim is a formal request made to an insurance company for coverage or compensation for a policy event or loss. This claim can come in several forms, such as theft, fire, or damage from natural disasters like earthquakes, floods, or excessive winds. Filing a successful claim is as important as understanding all … Read more
Homeowners insurance is more than a document; it safeguards your home against unforeseen adversities like theft, fire, or natural disasters. However, there are circumstances where your insurance provider might opt for homeowners insurance cancellation—a scenario every homeowner should be familiar with. Various reasons can lead to the severing of this insurance protection, ranging from a … Read more
Understanding property insurance has never been easier. Dive into our comprehensive comparison of homeowners’ insurance vs landlord insurance to ensure you’re always one step ahead in safeguarding your assets.
San Diego homeowners face distinct challenges. Secure your dream home with the right insurance. Learn about potential threats, standard policies, and why Old Harbor is the trusted choice for comprehensive coverage.
The insurance environment in California is rapidly deteriorating, and many homeowners are facing the difficult situation of having their home insurance cancelled or non-renewed. We want to help and are providing these steps to help make the process of searching for new insurance as smooth as possible. This information will be helpful regardless of whether … Read more
The Kemper Corporation “Kemper” is exiting their preferred home and auto insurance, and will take immediate action to non-renew and cancel all policies as allowed by state regulations. The company had been reviewing all options for corrective action since November 2022. And earlier this year, Kemper announced a $45.5 million after-tax goodwill impairment charge related … Read more
On Friday, May 26, 2023, State Farm released notice that they will no longer be writing home insurance in California. Many insurers have stopped writing business over the last year, but this State Farm news is very noteworthy. As the largest personal lines insurer in the country, their decision to temporarily close their doors speaks … Read more
Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard … Read more
Do you feel like your chance to live the American dream is fast waning? Remember when you were a kid growing up in California? You had these big dreams for yourself. You probably wanted your own mansion, a few cars, and to enjoy a life filled with luxury while raising your family. Now that you’re … Read more
California Office
Idaho Office
Texas Office
Copyright © 2025 Old Harbor Insurance
