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8 Useful Home Insurance Tips For Best Coverage

Home Insurance Tips

When it comes to securing your home, knowing the right home insurance tips is crucial, especially for specific needs like home insurance for unoccupied property. At Old Harbor, an independent insurance agent in California, we’re dedicated to guiding you toward the best protection for your home.  We understand that your home is more than just … Read more

A 2024 Old Harbor Home Insurance Inspection Checklist

Home Insurance Inspection Checklist

When it comes to protecting your home, understanding your home insurance inspection checklist is crucial. These inspections play a vital role in assessing the condition of your property and ensuring that your insurance coverage aligns with your needs.  As an independent insurance agent in California, Old Harbor is committed to guiding you through this process. … Read more

Extended Replacement Cost Coverage And What It Involves

Extended Replacement Cost Coverage And What It Involves

Extended replacement cost coverage is a component of homeowners insurance that protects homeowners against any unexpected cost increases connected to rebuilding their homes. This type of insurance affords policyholders added security beyond the usual homeowner’s insurance coverage. If you find yourself in the unfortunate situation of needing to rebuild your home due to severe damage, … Read more

Home Insurance Policies Made Simple: How New Homeowners Can Protect Their Home

Audits & Payments

So, you have just moved into your beautiful new Idaho home. But how do you ensure that your home is protected from uncertainties? Get a homeowners insurance policy. With this policy, you are more protected than you can imagine, with coverage for damage and loss caused by a covered peril. In addition, it also covers … Read more

The Major Differences between a Home Warranty and Home Insurance

Do you feel caught between whether to place your new home on home warranty or home insurance? Despite the rising cost of home insurance premiums in the United States, Idaho remains one of the cheapest States for home insurance. According to the Insurance Information Institute (III), an Idaho homeowner pays an average annual home insurance premium … Read more