Home insurance is a critical safety net that protects you from unexpected expenses when your property faces damage. But when it comes to specific issues like air conditioner (AC) leaks, knowing what your policy covers is essential. AC leaks can lead to significant damage, such as water-soaked floors or mold growth, which can be costly … Read more
Owning a multi-family home is a smart investment, but it also comes with unique responsibilities—especially when it comes to protecting your property. Multi-family home insurance is crucial for safeguarding your building and your finances against unexpected events like fire, storms, or liability claims. Whether you live in one of the units or rent them all … Read more
Tornadoes strike with little warning, transforming landscapes and lives in moments. For homeowners, especially those in tornado-prone areas, the question isn’t just about survival; it’s about recovery. At Old Harbor Insurance, we understand the weight of this reality. That’s why we are dedicated to helping you navigate the complexities of homeowners insurance. Does your policy … Read more
Imagine coming home to find your appliances fried by a sudden power surge or flickering lights indicating a deeper electrical issue. Home insurance is your safety net, protecting you from unexpected damages and ensuring your peace of mind. Electrical problems in homes are not just inconvenient; they can be dangerous and costly if not addressed … Read more
When it comes to securing your home, knowing the right home insurance tips is crucial, especially for specific needs like home insurance for unoccupied property. At Old Harbor, an independent insurance agent in California, we’re dedicated to guiding you toward the best protection for your home. We understand that your home is more than just … Read more
When it comes to protecting your home, understanding your home insurance inspection checklist is crucial. These inspections play a vital role in assessing the condition of your property and ensuring that your insurance coverage aligns with your needs. As an independent insurance agent in California, Old Harbor is committed to guiding you through this process. … Read more
Extended replacement cost coverage is a component of homeowners insurance that protects homeowners against any unexpected cost increases connected to rebuilding their homes. This type of insurance affords policyholders added security beyond the usual homeowner’s insurance coverage. If you find yourself in the unfortunate situation of needing to rebuild your home due to severe damage, … Read more
San Diego homeowners face distinct challenges. Secure your dream home with the right insurance. Learn about potential threats, standard policies, and why Old Harbor is the trusted choice for comprehensive coverage.
So, you have just moved into your beautiful new Idaho home. But how do you ensure that your home is protected from uncertainties? Get a homeowners insurance policy. With this policy, you are more protected than you can imagine, with coverage for damage and loss caused by a covered peril. In addition, it also covers … Read more
Do you feel caught between whether to place your new home on home warranty or home insurance? Despite the rising cost of home insurance premiums in the United States, Idaho remains one of the cheapest States for home insurance. According to the Insurance Information Institute (III), an Idaho homeowner pays an average annual home insurance premium … Read more
California Office
Idaho Office
Texas Office
Copyright © 2023 Old
Harbor Insurance
