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Property Management Insurance Explained: An Old Harbor Guide

Property Management Insurance (1)

Imagine facing a lawsuit because a tenant slipped on an icy walkway you manage, or dealing with the financial fallout from a property fire. These scenarios highlight the critical importance of property management insurance. At Old Harbor Insurance, we specialize in providing personalized insurance solutions tailored to your unique needs. With over 10 lines of … Read more

What Is Evidence Of Property Insurance?

evidence of property insurance

When you own a property, safeguarding it against unforeseen events is crucial. Property insurance offers this protection, ensuring your investment remains secure. But how do you prove your property is insured? This is where “evidence of property insurance” comes in. It’s a document confirming your property insurance details, pivotal for property owners, lenders, and tenants … Read more

Home Insurance Claim Adjuster Secret Tactics: Sharing Old Habor Insights

home insurance claim adjuster secret tactics (2)

Did you know that nearly 10% of home insurance claims are denied due to technicalities? Navigating the claims process can be daunting, but being informed about adjuster tactics is crucial. At Old Harbor Insurance, we pride ourselves on offering premier personal insurance coverage tailored to your needs. Our goal is to help you understand the … Read more

Mixed-Use Property Insurance: What Is It And Do You Need It?

mixed use property insurance

Owning a mixed-use property, where commercial and residential spaces coexist, can be both lucrative and challenging. However, with the diverse activities and increased foot traffic, these properties are exposed to unique risks. This makes having the right insurance coverage not just important but essential. At Old Harbor Insurance, we specialize in providing comprehensive mixed-use property … Read more

How To Navigate Business Property Insurance Claims: A Guide

business property insurance claims

Filing a business property insurance claim can be a complex and daunting process. Ensuring that your claim is handled efficiently and effectively is crucial to minimizing disruption and financial loss to your business. This guide will provide a clear, step-by-step approach to navigating business property insurance claims. Understanding Your Policy Navigating the intricacies of business … Read more

Does Home Insurance Cover Tornadoes?

does home insurance cover tornadoes (1)

Tornadoes strike with little warning, transforming landscapes and lives in moments. For homeowners, especially those in tornado-prone areas, the question isn’t just about survival; it’s about recovery. At Old Harbor Insurance, we understand the weight of this reality. That’s why we are dedicated to helping you navigate the complexities of homeowners insurance. Does your policy … Read more

What Happens If You Don’t Use Insurance Money For Home Repairs?

what happens if you don't use insurance money for repairs on home

Imagine this: a storm hits, your roof is damaged, and you’ve received an insurance payout to cover the repairs. But what if you don’t use that money for the intended repairs? At Old Harbor Insurance, we understand that homeowners insurance is a vital safeguard, protecting one of your most significant investments—your home. Using insurance payouts … Read more

Does Home Insurance Cover Electrical Problems?

does home insurance cover electrical problems

Imagine coming home to find your appliances fried by a sudden power surge or flickering lights indicating a deeper electrical issue. Home insurance is your safety net, protecting you from unexpected damages and ensuring your peace of mind. Electrical problems in homes are not just inconvenient; they can be dangerous and costly if not addressed … Read more

Fire Insurance In California: Everything You Need To Know

Fire Insurance California

In California, where wildfire risks are ever-present, ensuring you have the right fire insurance is crucial to protect your home and assets. Fire insurance in California provides essential coverage, safeguarding you from the devastating financial impacts of fire damage. At Old Harbor Insurance, we understand the unique challenges you face. Our tailored fire insurance options … Read more

10 Essential Home Insurance Claim Tips To Follow

Home Insurance Claim Tips_

Filing a home insurance claim correctly is crucial for protecting your financial investment and ensuring a smooth recovery process after a loss. Mistakes in the claims process can lead to delays, denials, or reduced payouts, making it essential to be well-prepared and informed. At Old Harbor Insurance, we are dedicated to guiding you through every … Read more