The Hidden Benefits of Homeowners Liability Insurance Coverage

Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard … Read more

Separating the Facts From Fiction About Moving from California to Idaho

Do you feel like your chance to live the American dream is fast waning? Remember when you were a kid growing up in California? You had these big dreams for yourself. You probably wanted your own mansion, a few cars, and to enjoy a life filled with luxury while raising your family. Now that you’re … Read more

15 Reasons Why Idaho is the Best Place to Live and Work

Are you unsure whether to move to Idaho or remain in your hometown? Do you feel you are better off staying in your current location than buying a home in Idaho and starting a new life? Well, from the low cost of living to the scrumptious potato recipes, Idaho has plenty to offer both residents … Read more

Ten Must-Know Facts You Need to Read Before Moving To Idaho

Are the high homeowners insurance rates in your state preventing you from owning a house? Then perhaps it’s time you moved to Idaho – the Gem State. Why? Well, according to the latest stats, Idaho has one of the lowest homeowners insurance rates in the country. While the national average cost of homeowners insurance stands at $1,211 annually, homeowners insurance … Read more

Home Insurance Policies Made Simple: How New Homeowners Can Protect Their Home

So, you have just moved into your beautiful new Idaho home. But how do you ensure that your home is protected from uncertainties? Get a homeowners insurance policy. With this policy, you are more protected than you can imagine, with coverage for damage and loss caused by a covered peril. In addition, it also covers … Read more

The Major Differences between a Home Warranty and Home Insurance

Do you feel caught between whether to place your new home on home warranty or home insurance? Despite the rising cost of home insurance premiums in the United States, Idaho remains one of the cheapest States for home insurance. According to the Insurance Information Institute (III), an Idaho homeowner pays an average annual home insurance premium … Read more

5 Pitfalls of a Cut-Rate Insurance Policy and How to Save Cost on Your Car Insurance

Are you tired of paying high premiums to insure your car? Is a cut-rate insurance policy now looking like the next best option? Currently, California ranks 5th in car insurance, running $1,968 or 30% over the national average. With 39.5 million residents and three major cities, the State now has 26 million drivers with car … Read more

9 Crucial Steps to Filing a Homeowners Insurance Claim

What do you do when an unfortunate event occurs, such as a violent thunderstorm damaging your house or a burglar breaking into your home? Data from the Insurance Information Institute (I.I.I.) shows that fire/lightning has the highest claims severity in the U.S., causing homeowners an average claim of $79,765, while medical payment comes last with an average … Read more

Homeowners Insurance for Beginners: The A to Z Guide

Have you just recently bought a new home? Don’t get caught up in the excitement of closing payments and forget to protect your home by getting homeowners insurance. According to ISO, in 2018, 5.7% of insured homes had a claim, with 98.1% of the claims being for property damage, including theft. Hence, what should come to … Read more

Ten Must-Known Facts You Need to Read Before Moving To Idaho

Are the high homeowners insurance rates in your state preventing you from owning a house? Then perhaps it’s time you moved to Idaho – the Gem State. Why? Well, according to the latest stats, Idaho has one of the lowest homeowners insurance rates in the country. While the national average cost of homeowners insurance stands at $1,211 annually, homeowners insurance … Read more