An escrow account, sometimes referred to as an “impound account,” is a special account that the mortgage company maintains for the borrower’s home insurance and taxes. The escrow account is funded monthly with a portion of each mortgage payment that is made. The funds are then used by the lender to pay tax and insurance … Read more
CSE Insurance recently rolled out a great, new Landlord Insurance product. We’ve been fortunate to partner with them since the founding of Old Harbor, and expect that this new offering will further our mutual successes. This new Landlord Insurance program offers overages that have previously been difficult, or impossible, to find for landlords. Coverage for … Read more
The fall of 2003 brought with it a plague of wildfires that decimated San Diego County. In the aftermath, homeowners worked with their respective insurers to rebuild their homes. The claims process was relatively quick for some. For others, repairs dragged on and temporary housing was scarce. But what was the cause for the sudden … Read more
Whether you’re picking out a new family member or reviewing tenant applications, it’s important to know the restrictions your insurance provider has on animals, and specifically dogs. Most insurance carriers have a specific list of dog breeds that they will not insure. To help, we’ve compiled a list of breeds to be cautious of. You … Read more
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