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OLD HARBOR INSURANCE

Comprehensive Insurance Solutions in Newport Beach

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We’re committed to safeguarding your future

Newport Beach, a jewel in Orange County, is famous for its beautiful beaches, luxury lifestyle, and lively community. Whether you’re spending a day at Balboa Island, sailing in Newport Harbor, or residing in one of the exquisite homes, it’s vital to safeguard your assets. Old Harbor Insurance offers a wide range of personal and commercial insurance solutions designed to cater to the specific needs of Newport Beach residents.

Life Insurance in Newport Beach

Securing your family’s future is crucial, and life insurance from Old Harbor Insurance provides the protection you need:

Types of Life Insurance Policies:

Offers the security of a guaranteed death benefit along with the flexibility to customize your payments and coverage as your needs change.

Provides financial support if you become unable to work due to a disability.

 

Covers the costs of long-term care services, including in-home care and nursing home expenses.

Ensures that your loved ones are financially secure in the event of your passing.

Find out more about our life insurance policies.

Personal Insurance Services

At Old Harbor Insurance, we understand that the insurance needs of Newport Beach residents are unique. Our comprehensive personal insurance services are designed to offer the coverage you need to protect your assets and loved ones.

Types of Personal Insurance Policies:

Newport Beach is home to many exquisite properties, making home insurance a vital consideration for residents. Old Harbor Insurance provides extensive coverage options to protect your investment:

  • Dwelling Insurance: Protects the structure of your home against damage from covered perils such as fire, wind, and theft.
  • Personal Property Insurance: Covers personal belongings, including furniture, electronics, and clothing.
  • Loss of Use Insurance: Provides financial assistance for additional living expenses if your home becomes uninhabitable due to a covered loss.
  • Personal Injury Insurance: Offers liability coverage for issues such as false arrest, wrongful eviction, violation of privacy, libel, and slander.
  • Earthquake Insurance: Vital in California, this coverage protects your home against earthquake damage.
  • Flood Insurance: Essential for properties in flood-prone areas, safeguarding against flood damage.

Driving in Orange County means you need dependable auto insurance. Old Harbor Insurance has a range of auto coverage options to keep you safe on the road:

  • Personal Injury Protection Auto Insurance: Covers medical expenses for you and your passengers.
  • Accident Insurance: Provides financial protection against costs from car accidents.
  • Property Damage Liability Insurance: Covers damages to another person’s property in an accident where you are at fault.
  • Auto Collision Insurance: Pays for damage to your vehicle resulting from a collision.
  • Uninsured Motorist Coverage California: Protects you in accidents involving uninsured or underinsured drivers.
  • Towing Insurance: Covers the cost of towing and roadside assistance in case of a vehicle breakdown.

For those who love recreational activities, Old Harbor Insurance also provides coverage for motorcycles, recreational vehicles, and personal watercraft.

For Newport Beach residents who enjoy recreational activities, Old Harbor Insurance offers specialized coverage for various vehicles and watercraft.

  • Motorcycle Insurance California: Specialized coverage for your motorcycle, ensuring protection on every ride.
  • Recreational Vehicle Insurance: Ensures your RV is covered for all your outdoor adventures.
  • Personal Watercraft Insurance: Provides protection for your boats and jet skis.
  • Aircraft Insurance: Tailored coverage for personal aircraft.

For additional liability protection beyond standard policy limits, umbrella insurance is available to safeguard your assets against significant claims and lawsuits.

Learn more about Personal Insurance Services.

Comprehensive Commercial Insurance in Newport Beach

Newport Beach is a haven not only for residents but also for businesses. Ensuring your business is well-protected with comprehensive commercial insurance is crucial:

  • Commercial Property Insurance: Safeguards your business property against damage or loss from covered perils.

  • Commercial Auto Insurance California: Protects your company vehicles against accidents and damages.

  • Directors and Officers Liability Insurance: Shields business leaders from personal losses due to lawsuits.

  • Employment Practices Liability Insurance: Covers claims related to employment issues like discrimination and wrongful termination.

  • General Liability Insurance California: Protects your business from claims involving bodily injury, property damage, and personal injury.

  • Commercial Umbrella Insurance: Provides extra liability coverage beyond the limits of your existing policies.

Why Choose Old Harbor Insurance in Newport Beach?

Old Harbor Insurance is dedicated to providing personalized insurance solutions tailored to the unique needs of Newport Beach residents and businesses. With a commitment to exceptional customer service and competitive rates, we ensure that you have the coverage you need to protect what matters most.

Get a Quote

Contact Old Harbor Insurance today at (951) 297-9740 to discuss your insurance needs and receive a personalized quote. Protect your home, vehicle, and business with the trusted expertise of Old Harbor Insurance.