When it comes to protecting your property and assets, insurance plays a crucial role in safeguarding your financial well-being. Whether you own a home or rent out a property, having the right coverage is essential. Homeowners insurance is designed to protect your primary residence, covering everything from structural damage to personal liability. On the other … Read more
Understanding what your homeowner’s insurance covers is crucial, especially when it comes to unexpected issues like roof leaks. Whether due to sudden storm damage or other unforeseen incidents, knowing your coverage can save you stress and expense. At Old Harbor Insurance, we’re committed to providing you with comprehensive coverage tailored to your needs. We prioritize … Read more
Homeowner’s insurance is vital for protecting your home from unexpected damages and ensuring financial security. Among the various components of your home, ductwork plays a crucial role in your HVAC system, distributing heated or cooled air to maintain a comfortable indoor environment. Understanding whether your homeowner’s insurance covers ductwork can save you from unexpected repair … Read more
Imagine this: a storm hits, your roof is damaged, and you’ve received an insurance payout to cover the repairs. But what if you don’t use that money for the intended repairs? At Old Harbor Insurance, we understand that homeowners insurance is a vital safeguard, protecting one of your most significant investments—your home. Using insurance payouts … Read more
Understanding the differences between landlord insurance and homeowners insurance is crucial, especially when it comes to costs. These two types of insurance serve distinct purposes, and selecting the wrong one can lead to inadequate coverage and unexpected expenses. In this guide, we’ll break down the cost differences and considerations to help you choose wisely. At … Read more
On Wednesday March 20th, State Farm Insurance announced they will cancel 30,000 homeowners insurance policies in California beginning on July 3, 2024. In addition, it will also end its apartment insurance program in the state, terminating the 42,000 apartment insurance policies currently on its books. State Farm Insurance, based in Chicago, IL, is the largest … Read more
Homeowners insurance in California is more than just a requirement; it’s an essential safeguard for your most valuable asset and your tranquility. At Old Harbor, we’re intimately familiar with the distinct challenges and opportunities homeowners in California face. As your independent insurance agent, we’re committed to helping you find the most fitting homeowners insurance coverage … Read more
In the vibrant city of San Diego, owning property is a significant achievement and a considerable responsibility. We at Old Harbor Insurance understand the importance of both and are committed to helping you navigate the complex world of real estate in San Diago with ease and confidence. With its sunny beaches, bustling city life, and … Read more
Lots of people switch their home insurance because they want to make sure they’re getting the best coverage for their money, or because they want a company that’s easier to deal with. Some people switch because they found a better deal somewhere else. Whatever your reasons, It’s important to know how to effectively change your … Read more
Homeowners insurance is a valuable asset for any homeowner to have. It provides financial protection for your home and your personal belongings. It also provides liability coverage for any damage or injury caused by you, your family, or your pet. This insurance protects you from unexpected events, natural disasters, and dangerous incidents. Among the variety … Read more
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