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A Guide To Home Insurance Options In San Diego

Home Insurance San Diego

San Diego, with its vibrant neighborhoods and coastal risks, necessitates a strong understanding of home insurance to protect your biggest asset—your home. As a homeowner in this beautiful city, you face unique insurance needs, from natural threats like wildfires and floods to urban challenges such as property crime.  Exploring home insurance in San Diego means … Read more

A Guide To Your Home Insurance Options In Riverside

Home Insurance Riverside

Understanding your home insurance options in Riverside, California, is crucial for protecting your most valuable asset—your home. At Old Harbor Insurance, we take pride in offering tailored solutions that meet your unique needs. With our competitive rates and comprehensive coverage options, we ensure you’re equipped to make informed decisions about your insurance. Let us help … Read more

Do You Need Both Homeowners Insurance And Landlord Insurance?

Do You Need Both Homeowners Insurance And Landlord Insurance

When it comes to protecting your property and assets, insurance plays a crucial role in safeguarding your financial well-being. Whether you own a home or rent out a property, having the right coverage is essential. Homeowners insurance is designed to protect your primary residence, covering everything from structural damage to personal liability. On the other … Read more

Will Your Homeowner’s Insurance Cover Roof Leaks?

homeowners insurance cover roof leaks

Understanding what your homeowner’s insurance covers is crucial, especially when it comes to unexpected issues like roof leaks. Whether due to sudden storm damage or other unforeseen incidents, knowing your coverage can save you stress and expense. At Old Harbor Insurance, we’re committed to providing you with comprehensive coverage tailored to your needs. We prioritize … Read more

Does Homeowner’s Insurance Cover Ductwork?

Does Homeowner's Insurance Cover Ductwork?

Homeowner’s insurance is vital for protecting your home from unexpected damages and ensuring financial security. Among the various components of your home, ductwork plays a crucial role in your HVAC system, distributing heated or cooled air to maintain a comfortable indoor environment. Understanding whether your homeowner’s insurance covers ductwork can save you from unexpected repair … Read more

What Happens If You Don’t Use Insurance Money For Home Repairs?

what happens if you don't use insurance money for repairs on home

Imagine this: a storm hits, your roof is damaged, and you’ve received an insurance payout to cover the repairs. But what if you don’t use that money for the intended repairs? At Old Harbor Insurance, we understand that homeowners insurance is a vital safeguard, protecting one of your most significant investments—your home. Using insurance payouts … Read more

Landlord Insurance vs Homeowevers Insurance Costs: Which One Is More Expensive?

landlord insurance vs homeowners insurance cost

Understanding the differences between landlord insurance and homeowners insurance is crucial, especially when it comes to costs. These two types of insurance serve distinct purposes, and selecting the wrong one can lead to inadequate coverage and unexpected expenses. In this guide, we’ll break down the cost differences and considerations to help you choose wisely.  At … Read more

Breaking News!

Breaking news

On Wednesday March 20th, State Farm Insurance announced they will cancel 30,000 homeowners insurance policies in California beginning on July 3, 2024. In addition, it will also end its apartment insurance program in the state, terminating the 42,000 apartment insurance policies currently on its books. State Farm Insurance, based in Chicago, IL, is the largest … Read more

Homeowners Insurance In California: Key Considerations

homeowner insurance in california

Homeowners insurance in California is more than just a requirement; it’s an essential safeguard for your most valuable asset and your tranquility. At Old Harbor, we’re intimately familiar with the distinct challenges and opportunities homeowners in California face.  As your independent insurance agent, we’re committed to helping you find the most fitting homeowners insurance coverage … Read more

Property Insurance In San Diego: Everything You Need To Know

Property Insurance In San Diego: Everything You Need To Know

In the vibrant city of San Diego, owning property is a significant achievement and a considerable responsibility. We at Old Harbor Insurance understand the importance of both and are committed to helping you navigate the complex world of real estate in San Diago with ease and confidence. With its sunny beaches, bustling city life, and … Read more