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Can A Landlord Require Renters Insurance?

can a landlord require renters insurance

Imagine arriving home to find your apartment flooded, your belongings damaged, and facing the possibility of costly legal claims due to an injury that occurred on your property. It’s a nightmare scenario, but one that renters insurance can shield you from. For tenants, this coverage isn’t just about protecting possessions; it’s about ensuring peace of … Read more

Landlord Insurance And Tenant Insurance: Is There A Difference?

landlord and tenant insurance

Choosing the right landlord insurance and tenant insurance is key to securing your financial well-being. Whether you own rental properties or are renting a home yourself, the right insurance policy not only offers peace of mind but also provides crucial financial protection against potential losses. Understanding how each type of insurance safeguards different aspects of … Read more

Do You Need Landlord Liability Insurance?

landlord liability insurance

Owning rental property is a valuable investment that comes with certain risks, such as property damage, legal liabilities, and potential loss of rental income. However, with landlord liability insurance, you can rest easy knowing that you have a safety net against these financial risks, ensuring peace of mind.  At Old Harbor Insurance, we specialize in … Read more

What Is Landlord Insurance And What Does It Cover?

what is landlord insurance

Landlord insurance is a crucial safeguard for those renting out their properties, providing a combination of property and liability coverage to protect against unexpected events. At Old Harbor Insurance, we specialize in tailoring these policies to meet the unique needs of each landlord, ensuring comprehensive protection. Our expertise spans over ten different personal insurance lines, … Read more

Landlord Insurance vs Homeowevers Insurance Costs: Which One Is More Expensive?

landlord insurance vs homeowners insurance cost

Understanding the differences between landlord insurance and homeowners insurance is crucial, especially when it comes to costs. These two types of insurance serve distinct purposes, and selecting the wrong one can lead to inadequate coverage and unexpected expenses. In this guide, we’ll break down the cost differences and considerations to help you choose wisely.  At … Read more