A Guide On How To Find Homeowner’s Insurance By Address

how to find homeowners insurance by address

Homeowner’s insurance isn’t just a requirement—it’s your safety net. Whether protecting against natural disasters, theft, or accidents within your property, the right insurance policy safeguards your biggest investment: your home. At Old Harbor Insurance, we understand that finding comprehensive coverage can be daunting. That’s why we offer over 10 lines of personal insurance, tailored to … Read more

What is Rebating In Insurance And How To Avoid It

what is rebating in insurance

At Old Harbor Insurance, we pride ourselves on offering transparent, competitive, and comprehensive personal insurance. We understand the importance of safeguarding your assets without breaking the bank. However, in the complex world of insurance, certain practices like rebating can compromise the integrity of your coverage. Rebating involves insurance agents offering incentives, such as cash or … Read more

How To Check Your Home Insurance Claims History

how can i check my home insurance claims history

Understanding your home insurance claims history is crucial for ensuring you get the best possible coverage and rates. By knowing your claims history, you can identify any errors that might affect your premiums and take steps to correct them. At Old Harbor Insurance, we believe in empowering you with knowledge. We are committed to helping … Read more

A Guide On How To Transfer Renter’s Insurance

how to transfer renters insurance

Renter’s insurance is essential for protecting your personal belongings and liability in a rental property. It ensures you’re covered in case of theft, damage, or accidents. However, when you move to a new place, it’s crucial to transfer your renter’s insurance to maintain this protection. Whether you’re relocating to a different city or just across … Read more

What Happens If You Don’t Have Renter’s Insurance?

what happens if you don't have renters insurance

Imagine losing all your belongings in a fire, a burglary, or a natural disaster and having no financial support to replace them. Renter’s insurance is designed to protect you from such scenarios, covering personal property, liability, and additional living expenses. Without it, you risk significant financial hardship, potential eviction, and legal liabilities for accidents occurring … Read more

Will Your Landlord Know If You Cancel Renter’s Insurance?

will my landlord know if i cancel renters insurance

Renters insurance is a crucial safeguard, offering protection for your personal belongings and liability coverage in the event of unforeseen circumstances like theft, fire, or accidents. As a tenant, maintaining renters insurance not only shields you but also reassures your landlord by mitigating potential risks. However, you might wonder, “Will my landlord know if I … Read more

Will Your Homeowner’s Insurance Cover Roof Leaks?

homeowners insurance cover roof leaks

Understanding what your homeowner’s insurance covers is crucial, especially when it comes to unexpected issues like roof leaks. Whether due to sudden storm damage or other unforeseen incidents, knowing your coverage can save you stress and expense. At Old Harbor Insurance, we’re committed to providing you with comprehensive coverage tailored to your needs. We prioritize … Read more

Does Homeowner’s Insurance Cover Ductwork?

Does Homeowner's Insurance Cover Ductwork?

Homeowner’s insurance is vital for protecting your home from unexpected damages and ensuring financial security. Among the various components of your home, ductwork plays a crucial role in your HVAC system, distributing heated or cooled air to maintain a comfortable indoor environment. Understanding whether your homeowner’s insurance covers ductwork can save you from unexpected repair … Read more