Old Harbor Insurance Services
Search
Close this search box.

What Is The Personal Injury Coverage On A Homeowners Insurance?

What Is The Personal Injury Coverage On A Homeowners Insurance?

Homeowners insurance is a valuable asset for any homeowner to have. It provides financial protection for your home and your personal belongings. It also provides liability coverage for any damage or injury caused by you, your family, or your pet. This insurance protects you from unexpected events, natural disasters, and dangerous incidents. Among the variety … Read more

What Is A Personal Liability Insurance For Renters? A Closer Look

What Is A Personal Liability Insurance For Renters? A Closer Look

In the ever-changing landscape of rental living, understanding the nuances of insurance can be a game-changer. Personal liability renters insurance emerges as a critical player in this arena, offering a layer of security that is often overlooked. This coverage is not just an option; it’s necessary to safeguard against the unexpected. But what is personal … Read more

Ten Must-Known Facts You Need to Read Before Moving To Idaho

Audits & Payments

Are the high homeowners insurance rates in your state preventing you from owning a house? Then perhaps it’s time you moved to Idaho – the Gem State. Why? Well, according to the latest stats, Idaho has one of the lowest homeowners insurance rates in the country. While the national average cost of homeowners insurance stands at $1,211 annually, homeowners insurance … Read more

13 Things to Know Before Moving to Idaho

13 Things to Know Before Moving to Idaho

Are you unsure whether to move to Idaho or remain in your hometown? Do you feel you are better off staying in your current location than buying a home in Idaho and starting a new life? Well, from the low cost of living to the scrumptious potato recipes, Idaho has plenty to offer both residents … Read more

Separating the Facts From Fiction About Moving from California to Idaho

Audits & Payments

Do you feel like your chance to live the American dream is fast waning? Remember when you were a kid growing up in California? You had these big dreams for yourself. You probably wanted your own mansion, a few cars, and to enjoy a life filled with luxury while raising your family. Now that you’re … Read more

The Hidden Benefits of Homeowners Liability Insurance Coverage

The Hidden Benefits of Homeowners Liability Insurance Coverage

Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard home … Read more

Everything You Need to Know About Scheduled and Unscheduled Personal Property Coverage

Everything You Need to Know About Scheduled and Unscheduled Personal Property Coverage

Have you ever asked yourself what would happen if you lost your valuable camera before a trip or your precious engagement ring before your wedding? Sounds unimaginable, but it does happen… People lose their most precious and valuable items all the time. Apart from sentimental value, these items are often expensive too. You might not be … Read more

A Beginner’s Guide to Homeowners Insurance and Water Damage Coverage

A Beginner’s Guide to Homeowners Insurance and Water Damage Coverage

Are you sick and tired of dealing with damage caused by leaking roofs and broken pipes every time there’s a storm? Then it’s high time you filed a claim against your homeowner’s insurance policy. In case you didn’t know, homeowners insurance actually provides coverage for water damage! In fact, the Insurance Information Institute states that water damage was … Read more

The Basics of Homeowners Insurance for New Homeowners

The Basics of Homeowners Insurance for New Homeowners

Have you just recently bought a new home? Don’t get caught up in the excitement of closing payments and forget to protect your home by getting homeowners insurance. According to ISO in 2018, 5.7% of insured homes had a claim, with 98.1% of the claims being for property damage, including theft. Hence, what should come to … Read more

How To Get the Best Homeowners Insurance for Your Home – 8 Key Factors To Consider

How To Get the Best Homeowners Insurance for Your Home – 8 Key Factors To Consider

Are you a new homeowner in California in search of the best homeowners insurance for your new home? According to the Insurance Information Institute (I.I.I.) Consumer Insurance Survey of 2016, 31% of Americans see homeowners insurance as a financial burden. But have you ever thought about what could happen if your home wasn’t protected? The nationwide … Read more