Mr. D’s Garage

Mr. D’s Garage

We really love classic car insurance. There’s usually a great story behind each of them, and we enjoy hearing what the owners have to share with us. We’re proud to partner with industry leading carriers such as Hagerty, Grundy, and American Modern to insure collections in California and neighboring states. We recently had the privilege of insuring a beautiful collection of classic cars, … Read more

San Diego Beach House

San Diego Beach House

Today is the first day of summer and we’re excited. In Southern California, summer goes hand in hand with beach. And we love the beach. So, we’ve decided to feature a client’s beautiful, custom beach home located in Carlsbad, California. We placed a comprehensive Builder’s Risk policy for the construction, and now that it is occupied, partner with Nationwide Insurance in providing the … Read more

Vacation Rental Insurance

Vacation Rental Insurance

Many homeowners turned to renting their homes or rooms as a means to help makes ends meet during the Great Recession, and the last decade has seen enormous growth in the short-term home rental market. One of the leading vacation rental companies, AirBNB, was born from financial strain that the founders encountered while trying to … Read more

Adding Your Property Manager as Additional Insured

Adding Your Property Manager as Additional Insured

The relationship between a property owner and property manager can be complex, and clearly identifying each party’s responsibilities is fundamental to achieving success. Insurance is a topic that should be discussed and outlined prior to entering into any agreements. We’ve previously covered the insurance the renters should carry and outlined key coverages to purchase to protect you as the … Read more

Residential Landlord Insurance 101

Residential Landlord Insurance 101

Protecting your property is of chief importance in the Real Estate sector. As we previously covered, requiring renter’s insurance from your tenants is an essential first step to take as a landlord. If you are utilizing a property management firm, you want to require proof that they carry both General Liability (GL) and Errors & Omissions (E&O) … Read more

What is Demand Surge?

What is Demand Surge?

The fall of 2003 brought with it a plague of wildfires that decimated San Diego County. In the aftermath, homeowners worked with their respective insurers to rebuild their homes. The claims process was relatively quick for some. For others, repairs dragged on and temporary housing was scarce. But what was the cause for the sudden … Read more

Chubb Insurance

Chubb Insurance

The history of Chubb goes back more than 100 years, to a time when the United States was in the midst of an Industrial Revolution. In 1882, Thomas Chubb and his son, Percy, recognized an opportunity in the ship and cargo insurance business, and opened shop underwriting maritime business for the Sea Insurance Company of … Read more

Dog Breeds to Watch For

Dog Breeds to Watch For

Whether you’re picking out a new family member or reviewing tenant applications, it’s important to know the restrictions your insurance provider has on animals, and specifically dogs. Most insurance carriers have a specific list of dog breeds that they will not insure. To help, we’ve compiled a list of breeds to be cautious of. You … Read more

Einstein’s Opinion on What Matters

Einstein’s Opinion on What Matters

Insurance policies clearly state the terms of coverage, each party’s responsibilities, and what the insurance will cost you. However, there are number of additional factors that you should consider. People, knowledge, and experience are not easily quantified, and excluding their impact in your decision making can have grievous consequences. Is your agent an expert in their … Read more

Mapfre Insurance

Mapfre Insurance

Mapfre, pronounced “MAH-fray,” is an insurance carrier that is recognized around the globe. The company was originally founded in Spain in 1933, and since then has grown to a company with a presence on five continents, 36,000 employees, and over 23 million customers. They are proud to be the 10th largest insurer in Europe, the largest … Read more