Christian Richter 
Understanding your home insurance options in Riverside, California, is crucial for protecting your most valuable asset—your home. At Old Harbor Insurance, we take pride in offering tailored solutions that meet your unique needs. With our competitive rates and comprehensive coverage options, we ensure you’re equipped to make informed decisions about your insurance. Let us help … Read more
When it comes to protecting your property and assets, insurance plays a crucial role in safeguarding your financial well-being. Whether you own a home or rent out a property, having the right coverage is essential. Homeowners insurance is designed to protect your primary residence, covering everything from structural damage to personal liability. On the other … Read more
As a landlord in San Diego, protecting your rental property is essential in a city where natural risks like earthquakes and wildfires are prevalent. Landlord insurance isn’t just a safeguard; it’s a smart investment that shields you from unexpected financial losses. At Old Harbor Insurance, we understand your unique challenges and are committed to offering … Read more
Homeowner’s insurance isn’t just a requirement—it’s your safety net. Whether protecting against natural disasters, theft, or accidents within your property, the right insurance policy safeguards your biggest investment: your home. At Old Harbor Insurance, we understand that finding comprehensive coverage can be daunting. That’s why we offer over 10 lines of personal insurance, tailored to … Read more
At Old Harbor Insurance, we pride ourselves on offering transparent, competitive, and comprehensive personal insurance. We understand the importance of safeguarding your assets without breaking the bank. However, in the complex world of insurance, certain practices like rebating can compromise the integrity of your coverage. Rebating involves insurance agents offering incentives, such as cash or … Read more
Understanding your home insurance claims history is crucial for ensuring you get the best possible coverage and rates. By knowing your claims history, you can identify any errors that might affect your premiums and take steps to correct them. At Old Harbor Insurance, we believe in empowering you with knowledge. We are committed to helping … Read more
Renter’s insurance is essential for protecting your personal belongings and liability in a rental property. It ensures you’re covered in case of theft, damage, or accidents. However, when you move to a new place, it’s crucial to transfer your renter’s insurance to maintain this protection. Whether you’re relocating to a different city or just across … Read more
Imagine losing all your belongings in a fire, a burglary, or a natural disaster and having no financial support to replace them. Renter’s insurance is designed to protect you from such scenarios, covering personal property, liability, and additional living expenses. Without it, you risk significant financial hardship, potential eviction, and legal liabilities for accidents occurring … Read more
Renters insurance is a crucial safeguard, offering protection for your personal belongings and liability coverage in the event of unforeseen circumstances like theft, fire, or accidents. As a tenant, maintaining renters insurance not only shields you but also reassures your landlord by mitigating potential risks. However, you might wonder, “Will my landlord know if I … Read more
Understanding what your homeowner’s insurance covers is crucial, especially when it comes to unexpected issues like roof leaks. Whether due to sudden storm damage or other unforeseen incidents, knowing your coverage can save you stress and expense. At Old Harbor Insurance, we’re committed to providing you with comprehensive coverage tailored to your needs. We prioritize … Read more
California Office
Idaho Office
Texas Office
Copyright © 2025 Old Harbor Insurance
