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The Hidden Benefits of Homeowners Liability Insurance Coverage

OLD HARBOR INSURANCE

Have you ever been reluctant to obtain personal liability coverage because you weren’t sure what it was all about? Well, the journey of owning a home involves a lot of paperwork and expenses. After closing the deal, you have to inevitably acquire homeowners insurance to protect your property from unexpected damage or loss. However, standard … Read more

Separating the Facts From Fiction About Moving from California to Idaho

Builder’s Risk

Do you feel like your chance to live the American dream is fast waning? Remember when you were a kid growing up in California? You had these big dreams for yourself. You probably wanted your own mansion, a few cars, and to enjoy a life filled with luxury while raising your family. Now that you’re … Read more

Ten Must-Know Facts You Need to Read Before Moving To Idaho

Ten Must-Know Facts You Need to Read Before Moving To Idaho

Are the high homeowners insurance rates in your state preventing you from owning a house? Then perhaps it’s time you moved to Idaho – the Gem State. Why? Well, according to the latest stats, Idaho has one of the lowest homeowners insurance rates in the country. While the national average cost of homeowners insurance stands at $1,211 annually, homeowners insurance … Read more

Ten Must-Known Facts You Need to Read Before Moving To Idaho

Audits & Payments

Are the high homeowners insurance rates in your state preventing you from owning a house? Then perhaps it’s time you moved to Idaho – the Gem State. Why? Well, according to the latest stats, Idaho has one of the lowest homeowners insurance rates in the country. While the national average cost of homeowners insurance stands at $1,211 annually, homeowners insurance … Read more

13 Things to Know Before Moving to Idaho

13 Things to Know Before Moving to Idaho

Are you unsure whether to move to Idaho or remain in your hometown? Do you feel you are better off staying in your current location than buying a home in Idaho and starting a new life? Well, from the low cost of living to the scrumptious potato recipes, Idaho has plenty to offer both residents … Read more

Separating the Facts From Fiction About Moving from California to Idaho

Home Insurance Policies Made Simple: How New Homeowners Can Protect Their Home

Do you feel like your chance to live the American dream is fast waning? Remember when you were a kid growing up in California? You had these big dreams for yourself. You probably wanted your own mansion, a few cars, and to enjoy a life filled with luxury while raising your family. Now that you’re … Read more

Things to Consider for Fire Insurance in California’s High Fire Danger Areas

Things to Consider for Fire Insurance in California’s High Fire Danger Areas

Last month’s fires (October 2019) throughout California marked the fourth consecutive year of catastrophic losses in the state. Annual wildfires are now the expected norm by insurance carriers, which has led to tighter, extremely conservative underwriting. It’s important to note that following all our recommendations will not guarantee acceptance of your property. Rather, these items are intended … Read more

A Review of Firescaping by Douglas Kent: Important Fire Safety Tips for Mountain Homeowners

A Review of Firescaping by Douglas Kent: Important Fire Safety Tips for Mountain Homeowners

Earlier this month, the Second Edition of Firescaping by Douglas Kent was released. The book is a comprehensive and clearly written resource that should be read by anyone living in the mountains or rural parts of CA. Wildfires have thrown the California home insurance market into chaos, and any measures that can help to improve a home’s insurability should … Read more