The fall of 2003 brought with it a plague of wildfires that decimated San Diego County. In the aftermath, homeowners worked with their respective insurers to rebuild their homes. The claims process was relatively quick for some. For others, repairs dragged on and temporary housing was scarce. But what was the cause for the sudden … Read more
The history of Chubb goes back more than 100 years, to a time when the United States was in the midst of an Industrial Revolution. In 1882, Thomas Chubb and his son, Percy, recognized an opportunity in the ship and cargo insurance business, and opened shop underwriting maritime business for the Sea Insurance Company of … Read more
Whether you’re picking out a new family member or reviewing tenant applications, it’s important to know the restrictions your insurance provider has on animals, and specifically dogs. Most insurance carriers have a specific list of dog breeds that they will not insure. To help, we’ve compiled a list of breeds to be cautious of. You … Read more
Insurance policies clearly state the terms of coverage, each party’s responsibilities, and what the insurance will cost you. However, there are number of additional factors that you should consider. People, knowledge, and experience are not easily quantified, and excluding their impact in your decision making can have grievous consequences. Is your agent an expert in their … Read more
Mapfre, pronounced “MAH-fray,” is an insurance carrier that is recognized around the globe. The company was originally founded in Spain in 1933, and since then has grown to a company with a presence on five continents, 36,000 employees, and over 23 million customers. They are proud to be the 10th largest insurer in Europe, the largest … Read more
Item 28 of the California Bureau of Real Estate’s standard lease agreement reads, “Tenant’s or guest’s personal property and vehicles are not insured by Landlord or, if applicable, HOA, against loss or damage due to fire, theft, vandalism, rain, water, criminal or negligent acts of others, or any other cause. Tenant is to carry Tenant’s … Read more
Summer is quickly approaching, and with that our thoughts have drifted to beach days to come. We insure homes all along our beautiful Pacific Coast. Pictured above is a client’s beautiful beach cottage on Balboa Island in Newport Beach. Whether your beach home is a primary, secondary, or rental residence, we have the coverage for you.