Christian Richter 
Understanding your home insurance claims history is crucial for ensuring you get the best possible coverage and rates. By knowing your claims history, you can identify any errors that might affect your premiums and take steps to correct them. At Old Harbor Insurance, we believe in empowering you with knowledge. We are committed to helping … Read more
Renter’s insurance is essential for protecting your personal belongings and liability in a rental property. It ensures you’re covered in case of theft, damage, or accidents. However, when you move to a new place, it’s crucial to transfer your renter’s insurance to maintain this protection. Whether you’re relocating to a different city or just across … Read more
Imagine losing all your belongings in a fire, a burglary, or a natural disaster and having no financial support to replace them. Renter’s insurance is designed to protect you from such scenarios, covering personal property, liability, and additional living expenses. Without it, you risk significant financial hardship, potential eviction, and legal liabilities for accidents occurring … Read more
Renters insurance is a crucial safeguard, offering protection for your personal belongings and liability coverage in the event of unforeseen circumstances like theft, fire, or accidents. As a tenant, maintaining renters insurance not only shields you but also reassures your landlord by mitigating potential risks. However, you might wonder, “Will my landlord know if I … Read more
Understanding what your homeowner’s insurance covers is crucial, especially when it comes to unexpected issues like roof leaks. Whether due to sudden storm damage or other unforeseen incidents, knowing your coverage can save you stress and expense. At Old Harbor Insurance, we’re committed to providing you with comprehensive coverage tailored to your needs. We prioritize … Read more
Homeowner’s insurance is vital for protecting your home from unexpected damages and ensuring financial security. Among the various components of your home, ductwork plays a crucial role in your HVAC system, distributing heated or cooled air to maintain a comfortable indoor environment. Understanding whether your homeowner’s insurance covers ductwork can save you from unexpected repair … Read more
Imagine facing a lawsuit because a tenant slipped on an icy walkway you manage, or dealing with the financial fallout from a property fire. These scenarios highlight the critical importance of property management insurance. At Old Harbor Insurance, we specialize in providing personalized insurance solutions tailored to your unique needs. With over 10 lines of … Read more
When you own a property, safeguarding it against unforeseen events is crucial. Property insurance offers this protection, ensuring your investment remains secure. But how do you prove your property is insured? This is where “evidence of property insurance” comes in. It’s a document confirming your property insurance details, pivotal for property owners, lenders, and tenants … Read more
Did you know that nearly 10% of home insurance claims are denied due to technicalities? Navigating the claims process can be daunting, but being informed about adjuster tactics is crucial. At Old Harbor Insurance, we pride ourselves on offering premier personal insurance coverage tailored to your needs. Our goal is to help you understand the … Read more
Owning a mixed-use property, where commercial and residential spaces coexist, can be both lucrative and challenging. However, with the diverse activities and increased foot traffic, these properties are exposed to unique risks. This makes having the right insurance coverage not just important but essential. At Old Harbor Insurance, we specialize in providing comprehensive mixed-use property … Read more
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