What Does California Fair Plan Cover? Understanding Your Coverage Limits
FAIR Plan insurance may leave your home exposed. Discover what’s covered, what’s not, and how to build full protection.
california fair plan
Top Alternatives to California FAIR Plan: Better Coverage Options in 2026
Tired of the FAIR Plan? Discover better home insurance options—even in wildfire zones—through smart strategies and expert guidance from Old Harbor.
Is California Fair Plan Expensive? Cost Comparison & Better Alternatives
Stuck with the FAIR Plan? You could be overpaying. Learn how to cut costs and get better coverage with the right independent insurance partner.
Fire Insurance In California: Everything You Need To Know
In California, where wildfire risks are ever-present, ensuring you have the right fire insurance is crucial to protect your home and assets. Fire insurance in California provides essential coverage, safeguarding you from the devastating financial impacts of fire damage. At Old Harbor Insurance, we understand the unique challenges you face. Our tailored fire insurance options … Read more
What is the California FAIR Plan?
History First, let’s dispel the common belief that the California FAIR Plan (CFP) is a government agency – it isn’t. There are no taxpayer dollars involved and the individuals in charge are not government officials. The FAIR Plan is financed collectively by each admitted insurance company that writes insurance in California. The California FAIR (Fair … Read more
Insurance Commissioner Orders Changes to California’s FAIR Plan
California’s Commissioner, Ricardo Lara, issued two very important press releases at the end of last year. The releases contained important information on a variety of changes for the ever-volatile home insurance market in California. FAIR Plan Changes Effective December 5, 2019 Commissioner Lara issued a mandatory one-year moratorium on non-renewals for more than 800,000 homeowners throughout the … Read more