Is Boat Insurance Required in California? What you Need for Safe Sailing
Sail safe in California. While boat insurance isn’t mandated, marinas and lenders require it. Old Harbor finds coverage that fits your needs.
Christian Richter
General Liability Insurance Coverage in San Diego: Policies That Protect Your Business
San Diego General liability coverage tailored for local risks. Learn limits, add-ons, and how to choose a broker for bundled protection.
General Liability Coverage Options for Businesses Across California
California GL coverage tailored to your region and industry. Get a local broker, clear endorsements, and a smart, scalable policy with Old Harbor.
General Liability Insurance Coverage in Temecula: What Local Businesses Should Expect
Smart GL coverage for Temecula businesses—wineries, contractors, and retailers. Get local, tailored guidance and endorsements with Old Harbor.
Does EPLI Cover Wage and Hour Claims in San Diego, CA?
Learn how California wage/hour claims affect EPLI in San Diego. Explore endorsements, gaps, and protections for your business.
EPLI Insurance Cost: What Affects Premiums and Coverage Levels
Learn what drives EPLI premiums, coverage levels, and cost-saving strategies for your business. Compare limits, deductibles, and endorsements.
EPLI Insurance in California: What Businesses Need to Know
California EPLI guidance for employers—coverage gaps, AB5, PAGA, wage/hour claims, and tailored protection with Old Harbor Insurance.
Understanding EPLI Coverage Limits: How Much Protection Is Enough?
Learn how to choose EPLI limits that fit your risk, with a practical model, common gaps, and how to talk to your broker.
Does an F-550 Require Commercial Insurance? What Owners Should Know
If you’re wondering does an F550 require commercial insurance, the answer isn’t black and white. This heavy-duty truck straddles the line between personal and commercial use, and your coverage needs depend on how it’s registered, how it’s used, and which insurer you’re working with. From GVWR thresholds and state rules to carrier-specific policies and real … Read more
Does an F-450 Require Commercial Insurance? Clarifying the Requirements
The question “does a F‑450 require commercial insurance” often sparks confusion among heavy-duty truck owners who use the vehicle for both personal and business purposes. Because the F‑450 straddles the line between personal use and commercial utility, insurers—and state regulators—treat it differently based on how, where, and why it’s used. In this article, we’ll walk … Read more